June 5, 2024 ~ Lucy Ann Lance talks with Mark Munzenberger of the University of Michigan Credit Union. They emphasize that investing becomes accessible once one understands the basics, such as aligning investments with personal goals and risk tolerance and maintaining patience during market volatility. Munzenberger explains the difference between saving and investing, suggesting starting with workplace retirement programs like 403b or 401k for ease of access, while also considering individual retirement accounts (IRAs) for independent investment.